Specialised Care | Elderly

Coverage against medical, recovery and home care expenses for the elderly

Insurance coverage for the elderly that covers medical, home care, rehabilitation, and caregiver training expenses

What Does It Cover

Medical expenses

Cover you for outpatient and hospitalisation expenses due to an accident. Insurer will pay up to $100 for each day of hospitalisation due to accident, up to a maximum of 60 days for each accident.

Accidental death

Cover you in the event of death or permanent disability due to an accident.

Recovering at home

Cover the cost to modify your home to cater for easy mobility and provide training for the caregiver; the training will be conducted by the insurer’s appointed provider.

EXCLUSIONS

There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.

IMPORTANT INFORMATION

Policies are yearly renewable, subject to the agreement of the Insurer. Premiums payable for these insurance policies are not guaranteed and may change at Policy Renewal Date at the Insurer’s full discretion.

All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

Note: Buying a life and/or health insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).