PERSONAL ACCIDENT

Protect yourself and your family against accident-incurred injuries

You have worked hard to build a comfortable life for yourself and your family.  Your little ones are the reason you laugh, smile and wake up every morning.  Their adventurous spirits being untold joy, but also gut-wrenching worry.  But accidents happen, it’s an unfortunate fact of life.  

Help safeguard your future and rest assured that you and your family can be protected from potential hardship an accident could bring.  The personal accident plan offers you coverage against medical costs incurred in the event of an accident, anywhere in the world.

Adult's Personal Accident
What Does It Cover

accidental medical bills

Fortunately, most accidents that are less serious can be covered and this plan has an Accidental Medical Reimbursement Benefit; which allow multiple claims (i.e. reimbursement on your hospitalisation fees, any outpatient treatment, treatment by Traditional Chinese Medicine Practitioner). Since this benefit is not subjected to deductible and co-insurance, you would not have to pay any portion of the bill (which is not in excess of the limit) yourself.

Extended risk coverage

This plan offers protection against risks such as food poisoning, animal or insect bites (e.g. dengue fever).

Financial assistance

Some accidents lead to the loss of limbs, the loss of use of limbs, loss of sight, hearing and speech or even third-degree burns. There are also tragic circumstances that lead to permanent and total disability. The plan gives you a cash lump sum payout to help you cope with the impact of such catastrophes.



Worldwide coverage 24/7

This plan offers comprehensive protection covering you at home, at work and while travelling overseas, 24 hours a day, 365 days a year.

Kids' Personal Accident
What Does It Cover

cover common illnesses

If you child falls sick, you will want fast, quality treatment without worrying about costs. This plan reimburses the cost of treating 16 common diseases, including hand food and mouth disease, dengue fever and food poisoning.

monthly cash payout

If a catastrophic disability should happen, we will provide a monthly cash payout for up to 20 years to help alleviate the financial strain.

accidental medical bills

This plan has an Accidental Medical Reimbursement Benefit; which allow multiple claims (i.e. reimbursement on your hospitalisation fees, any outpatient treatment, treatment by Traditional Chinese Medicine Practitioner).

Help with Education

If you pass away due to an accident before the age 75, we will waive the premium until your child reaches his or her 21st birthday. We will also help with your child’s education by providing a cash payout. You can be assured that your child will be taken care of even after you are gone.

EXCLUSIONS

There are certain conditions whereby the benefits under this plan will not be payable.  You can refer to your policy contract for the precise terms, conditions and exclusions of the plan.  The policy contract will be issued when your application is accepted.

IMPORTANT INFORMATION

Policies are yearly renewable, subject to the agreement of the Insurer.  Premiums payable for these insurance policies are not guaranteed and may change at Policy Renewal Date at the Insurer’s full discretion.

All benefits and features mentioned herein are subject to terms and conditions of the policy.  You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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