MOTOR INSURANCE
Drive up your confidence and assurance
You own a car to make life more convenient and your car lets you travel in style and comfort. Our range of plans let you choose the right cover for your needs such as car repairs, loss, damage, and costs due to accidents.
If you’re renting out a private car and require Z10 motor insurance (meant for private hirer use), we can get you covered too.
Types of Coverages:
- Third-Party Only
Covers death or bodily injuries to third-parties and/or passengers; and damage to third-party’s property. - Third-Party, Fire & Theft
In addition to the cover granted by Third Party Only policy, this policy covers indemnity to the insured for loss of or damage to the insured’s vehicle due to fire and theft. - Comprehensive
In addition to the cover granted by Third Party, Fire & Theft policy, this policy covers the loss of or damage to the vehicle other than as a result of fire or theft. Other coverage includes medical expenses and personal accident benefits.
What Does It Cover
Vehicle Repairs
Insurer reimburse expenses for repairs done at the quality workshops chosen by them. You can also upgrade your plan and have repairs done at the workshop of your choice.
Third-party damages
Coverage against your legal liability arising from any accident for death or bodily injury to any person and damage to third-party property.
Losses and damages
Cover vehicle loss and damages due to accidental causes, fire, floods, natural disasters or theft.
Personal Accident
Personal accident benefit and medical expenses incurred due to a car accident are covered.
EXCLUSIONS
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
IMPORTANT INFORMATION
Policies are yearly renewable, subject to the agreement of the Insurer. Premiums payable for these insurance policies are not guaranteed and may change at Policy Renewal Date at the Insurer’s full discretion.
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).