Home and Contents
Protect everything precious to you, for your home, your family and even your pets
A home insurance plan is more than your average insurance plan. It covers your home contents, renovations and belongings in the event of an unfortunate event like crime, fire or a natural disaster, even if you are overseas. It offers accident coverage for yourself and members of your household, as well as coverage in case you become legally responsible for injuring someone or damaging their property.
What Does It Cover
Protect your belongings
Cover your home contents. If your home is too damaged to stay in, your temporary housing will be covered.
Personal accident
This plan also includes worldwide personal accident coverage for you and your spouse, paying out in the event of accidental death.
Worldwide protection
Protection extends outside your home with identity fraud, ATM assault and personal effects cover for you and your family.
personal liability
Personal liability occurs in the event an accident, in or out of your home, that results in bodily injury or property damage that you are held legally responsible for. Personal liability claims could include medical bills, legal fees and more if a guest is injured on your property, as well as coverage for accidental damage you are legally responsible for on someone else’s property.
EXCLUSIONS
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
IMPORTANT INFORMATION
Policies are yearly renewable, subject to the agreement of the Insurer. Premiums payable for these insurance policies are not guaranteed and may change at Policy Renewal Date at the Insurer’s full discretion.
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.
Note: Buying a life and/or health insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).