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protect you and your domestic helper against the unforeseen
As an employer, it’s important to know the well-being of your domestic helper is well taken care of. This plan provides protection in case your domestic helper has an accident or needs medical/surgical attention due to illness so you can give your domestic helper the appropriate care without worrying about the costs.
What Does It Cover
Secure your wealth
Protect your wealth right from the beginning with ‘as charged’ benefits that take care of your hospitalisation costs, including pre-hospitalisation and post- hospitalisation.
Complete coverage
Going to hospital, undergoing surgery or receiving treatment requires your full attention. To ensure your peace of mind, the cost of your medical expenses, including hospitalisation (even in the Intensive Care Unit) and specialist consultations will be reimbursed as per the benefit limit.
Choose medical care
Enjoy the freedom to choose the best medical care available with a high lifetime payout limit and concentrate on getting better.
second opinion option
Ensure you get the right treatment with the flexibility to seek a free second diagnosis of any of the 30 medical conditions covered
EXCLUSIONS
There are certain conditions whereby the benefits under this plan will not be payable. You can refer to your policy contract for the precise terms, conditions and exclusions of the plan. The policy contract will be issued when your application is accepted.
IMPORTANT INFORMATION
Policies are yearly renewable, subject to the agreement of the Insurer. Premiums payable for these insurance policies are not guaranteed and may change at Policy Renewal Date at the Insurer’s full discretion.
All benefits and features mentioned herein are subject to terms and conditions of the policy. You must refer to the Policy Contract for the precise terms and conditions of this insurance plan.
Note: Buying a life and/or health insurance policy can be a long-term commitment. An early termination of the policy usually involves high costs, and the surrender value payable may be less than the total premiums paid. You may wish to seek advice from a financial adviser before making a commitment to purchase the product. In the event that you choose not to seek advice from a financial adviser, you should consider whether the product in question is suitable for you.
Policy Owners' Protection Scheme
This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact us or visit the GIA/LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).